Выиграй Creta с Mastercard

Updated: 2021-04-21

Overdraft


Short-term lending, which gives the right to the bank plastic card holder to use money that exceed the amount of funds on the bank plastic card account while making payments for goods (work, services).

1 avg.mon.salary limit amount
term 12 months loan term
24 % annual interest rate

Overdraft

When a relationship is tested by time, everything is resolved quickly!



0 5 million 30 million 50 million
Credit term
1 month 2 month 3 month 6 month 9 month 12 month
Interest rate: 24 %
Monthly payment: Redemption table
Overpayment: 39 452,05 sum

The calculations are for informational purposes only. The total cost is calculated individually.

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How to get a loan

A few steps to your dream

1

Fill out an application on the website for a loan

2

Wait for notification with the bank's decision

3

Get a loan at the selected bank office

Request for a loan

To apply for a loan, fill out an application, it will not take more than 5 minutes

Apply

Loan Conditions

  • Loan Term – due 12 months
  • Loan Amount – 1 average monthly salary (pension)
  • Loan Security – pledge of money arriving in the future on the borrower's salary card and other security, issued in accordance with the established procedure
  • Interest rate - 24% annualy

Loan Payment

Interest on the loan is repaid monthly, interest is accrued on the used funds of the allocated limit

Grace Period

The grace period for repayment of the principal debt is 10 months, the principal debt is repaid in equal installments in the last 2 months of lending.

 

Required documents

  • Passport

    or any other identification document

  • Certificate from the place of permanent work

The loan is repaid by crediting funds from salary card 

Early repayment is possible from the first day of the loan.

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